Calgary mortgage updates and news provided by the Real Estate Partners Team at Re/Max First

What You Need to Know: Métis Down Payment Assistance Program Alberta 2026

Saving for a down payment is often one of the biggest hurdles buyers face on their path to homeownership. That's why I'm excited to share that the Métis Capital Housing Corporation (MCHC) Down Payment Assistance Program is reopening on July 10, 2026.

If you're a Métis Citizen in Alberta, this program could provide up to $20,000 toward your down payment through a forgivable loan, helping make homeownership more accessible and affordable.

If you're thinking about buying a home in the next year, now is the time to start preparing your mortgage pre-approval and gathering the required documents before applications open.


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February 2026 Calgary Real Estate Statistics Recap     

Calgary’s housing market continued to show varying conditions across property types in February. The tightest market segments remained detached and semi-detached homes, where supply levels stayed below three months. Row homes were slightly more balanced, while apartment-style properties continued to see elevated supply, creating conditions that favour buyers.

According to CREB®, slower migration is occurring at the same time that new housing supply—particularly in the apartment sector—is increasing. Last year saw record levels of housing construction, with a significant share coming from apartment developments. Currently, nearly …

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Unlock Your Dream Home: Up to $62,700 in Savings for Canadian First-Time Buyers with the New GST Rebate and Other Key Programs

If you're a first-time buyer looking to break into the real estate market—especially with new construction—then stick with me, because this blog is packed with essential info that could save you serious money. We’re talking about up to $62,700 in savings when you strategically stack federal and provincial programs available right now.

The landscape is changing. Home prices have cooled slightly in major markets like Ontario and BC, inventory is climbing, and the wild bidding wars we saw in the last few years have calmed down. That creates opportunity, especially if you take advantage of what’s on the table.

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What You Need to Know: Métis Down Payment Assistance Program Alberta 2025

As a Calgary realtor, I know how tough it can be for first-time buyers to break into the market. That’s why I’m excited to share details about the Métis Capital Housing Corporation's Down Payment Assistance Program, which is reopening August 5, 2025. If you’re a Métis Citizen in Alberta, this could be the financial boost you need to make homeownership a reality. 


Use our quick navigation guide below to jump to any part on Métis Down Payment Assistance Program Alberta 2025: 

  • What Is the Métis Down Payment Assistance Program?
  • Who Qualifies?
  • Required Documents Checklist
  • How the Program Works (From My Realtor Perspective)
  • How to Apply
  • Stack This Program With…

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Unlock Savings and Sustainability: A Complete Guide to Energy Efficient Mortgage Programs in Canada

Ready to dive into a world where saving money meets saving the planet? Buckle up, because we are about to explore the exciting universe of energy-efficient mortgage programs in Canada. Imagine slashing your energy bills, boosting your property value, and getting sweet rebates on your mortgage insurance—all while reducing your carbon footprint. Sounds like a dream? Well, wake up and smell the green possibilities!


USE OUR QUICK NAVIGATION GUIDE BELOW TO JUMP TO ANY POINT OF Green Mortgages, Energy Efficient Mortgage Programs In Canada:   

  • Why Energy Efficiency Matters
  • Overview of Energy-Efficient Mortgage Programs in Canada
  • CMHC Green Home…

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Calgary is one of the most affordable major cities in Canada when it comes to real estate. With the city having one of the highest overall average single incomes, historically lower unemployment rate, and general population growth,  its no surprise that Calgary is a highly sought after hot spot for single people looking to purchase a property.

Whether you're looking to buy a loft, condominium, townhome, or single family home with some backyard space, this city has it all, with many different and dynamic lifestyle opportunities. From living in the downtown core or in one of the many lake communities, to living in the West for quick escapes to the mountains, there's an enormous amount of options for single home buyers and in this article, we'll cover a…

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Should I Pay Down My Mortgage or Invest If I Have Extra Money?

What a great problem to have! If you are waking up on the last day of the month to an extra $500 in your chequing account, it might make sense to ask yourself if that money could be working harder for you, earning more than the 0.02% it's earning in your chequing account. Many Canadians face the dilemma of whether to use excess funds to pay down debt or invest. Deciding between paying down your mortgage or investing can feel like a tug-of-war between security and growth. Both options have compelling arguments; the right choice depends on your financial goals, risk tolerance, and priorities. Let’s explore the numbers, benefits, risks, and potential strategies. 


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Navigating the mortgage renewal process can be daunting, but understanding the key aspects and common questions can make it much smoother and more advantageous for you. Navigating the mortgage renewal process can be daunting, but understanding the key aspects and common questions can make it much smoother and more advantageous for you.

USE OUR QUICK NAVIGATION GUIDE BELOW TO JUMP TO ANY POINT OF OUR GUIDE ON MORTGAGE RENEWAL FAQs ANSWERED:

  • Are there hidden fees?
  • What are Mortgage Renewal fees?
  • What are Mortgage Transfer fees?
  • What are Exit Transfer fees?
  • What are Title transfer fees? Does your Mortgage amount change?
  • What Happens to Mortgage Loan Insurance Premiums When You Switch Lenders?
  • What will your mortgage payments look…

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If you're planning to buy a home, you'll probably need a mortgage. In the simplest terms, a mortgage is a type of loan that you take out to purchase a home. It's a long-term commitment, usually lasting 25 to 30 years, so it's important to understand how it works before you sign on the dotted line.

 

Check out our quick video on the mistakes many first time home buyers make in Canada!

Key Takeaways

Here's a few things you'll learn more about in this blog. 

  • To get a mortgage, you'll need to meet the requirements set by the lender. Typically, these include having a good credit score, a stable income, and a down payment.

  • Working with a mortgage broker allows you to evaluate mortgages from a variety of lenders without…

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Looking to purchase your first property, but the market & payments are getting away from you? Consider a new build!

Buying your first home can be an overwhelming experience, especially in the wild Alberta market. Clients that didn't get in last year, but are still in the market for a new home, are looking at higher required down payments and higher monthly payments after closing. New builds are becoming a more viable option for young Canadians looking to purchase their first home. Purchasing a new build may allow clients to avoid competing offer situations, and it allows them to take   advantage of the maximum shared equity loan available via the Government of Canada's First Time Home Buyer Program. 

The First-Time Home Buyers Incentive program…

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