Calgary First Time Home Buyers

Purchasing a home in Calgary or surrounding towns including Okotoks, Cochrane, Airdrie, or Chestermere may be a major goal or dream for you and your family, but before you make the jump, it's important that you are fully prepared to ensure that your real estate journey is both satisfying pleasant, and exactly what it's meant to be, a new path for you that's grounded in knowledge of the market, stability with your choices and investment, and the mental preparedness to ensure you know what home ownership is all about!

Often times we hear from clients 'tales of the unknown' as we like to call them, this is where they share their experiences on their first time purchases and how they carried the notion that being a home owner is similar or the same as renting, or living at home, but with the added benefits and ability to have more control in your situation (pets, paint colors, renovations, etc) While this is definitely true, this also comes at a cost, you're now often locked into a mortgage, carry the burden of maintenance and upkeep, and property taxes and bills appear that you might not have been prepared for. This is why we always ensure our first time home buyers in Calgary and surrounding towns are always prepared for their new obligations and changes as a home owner. 

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Common and Frequent Questions for Prospective Homeowners in Calgary

Are you ready to buy?

Owning a property is a lot more work from renting, you'll definitely have the freedom and flexibility to truly make it your own, but you also must financially prepare for potential big ticket items that need to be fixed, repaired, maintained, or replaced. While there are many different aspects to cover under whether or not you're ready to buy, the first step is ensuring your pre-approved for a mortgage, this means you've either met and sat down with a professional mortgage representative who can ensure your needs are taken care of or you plan to do so in the near future. Knowing how much you can or cannot afford is vital, and often first time buyers can run into pre-mature buying issues including lack of credit, down payment, etc. 

Once you've completed this step, our team begins the process of outlining and detailing the various options and benefits to different communities and home styles for you, ultimately the choice is yours, but were here to help you navigate and understand why certain homes, home styles, or communities may be better fitted for your needs both long and short term. 

How much can you afford?

As mentioned previously, we often come across first time buyers who are shocked by the barrier to entry into the housing market, whether it be price points for average single family detached properties in their desired communities, or that their incomes won't stretch as far for the home they want to own, our goal is to ensure that while sacrificing a potion of your income to pay the mortgage, you view it more as a point of pride and less as a burden. 

What do you want in a home and with your lifestyle?

You don't have to answer that directly, but it's something that we often find first time buyers not necessarily knowing for sure. Do you want a more maintenance free lifestyle, or do you enjoy having your own garden and backyard? Are you seeking a family oriented neighbourhood or something closer to specific amenities? Lake access? Close to an LRT station, or something without an HOA Fee? 


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We are here to help!

First things first You need to work with a great agent and real estate team that  will work tirelessly for you. Our Calgary real estate team is dedicated to matching you with the right home, at a great price. We are committed to ensuring that you find a home that will make you happy and satisfied with your home purchase. 

We'll ensure you're partnered with a fantastic real estate lawyer. Our team has partnered and worked with many of the top real estate lawyers in the city of Calgary. We can recommend several of the top rated and recommended lawyers who should be a perfect fit for you. Our team has impact partners who can be found in our exclusive Calgary Real Estate Partners Guide, this guide provides you options with top industry professionals including home inspectors and mortgage agents, many of which whom offer brokerage exclusive deals saving you even more money in your first real estate transaction. 

From the first time we connect where we discover your opportunities financially, to viewing homes, to writing an offer, to the home inspection, closing conditions, and more, our team is 100% here for you every step of the way, ensuring your real estate journey is one that is full of rewards and learning, leaving you with the perfect first home, smiles on your face, and new keys in your hands. 

Contact us for more information about first time home purchasing.

Hotlist of Single Family Detached Homes For First Time Buyers in Calgary

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New
52 Ranchridge Road Nw, Calgary

$450,000

52 Ranchridge Road Nw, Calgary

3 Beds 3 Baths 2,007 SqFt Residential MLS® # A1134302

2% REALTY

New
78 Coventry Crescent Ne, Calgary

$450,000

78 Coventry Crescent Ne, Calgary

5 Beds 4 Baths 1,850 SqFt Residential MLS® # A1132919

CIR REALTY

315 Ranchlands Court Nw, Calgary

$450,000

315 Ranchlands Court Nw, Calgary

3 Beds 3 Baths 2,117 SqFt Residential MLS® # A1131997

RE/MAX COMPLETE REALTY

183 Citadel Meadow Grove Nw, Calgary

$450,000

↓ $10,000

183 Citadel Meadow Grove Nw, Calgary

4 Beds 3 Baths 1,506 SqFt Residential MLS® # A1110916

RE/MAX REAL ESTATE (CENTRAL)

304 Panora Close Nw, Calgary

$446,888

↑ $88

304 Panora Close Nw, Calgary

3 Beds 3 Baths 1,638 SqFt Residential MLS® # A1114964

GRAND REALTY

40 Scenic Cove Circle Nw, Calgary

$445,000

40 Scenic Cove Circle Nw, Calgary

3 Beds 3 Baths 1,553 SqFt Residential MLS® # A1126345

HOPE STREET REAL ESTATE CORP.

111 Coventry Hills Drive Ne, Calgary

$439,900

111 Coventry Hills Drive Ne, Calgary

3 Beds 3 Baths 1,540 SqFt Residential MLS® # A1131767

PURPLEBRICKS

New
70 Arbour Ridge Close Nw, Calgary

$438,800

70 Arbour Ridge Close Nw, Calgary

3 Beds 3 Baths 1,581 SqFt Residential MLS® # A1134600

THE REAL ESTATE COMPANY

348 Woodfield Road Sw, Calgary

$434,500

↓ $10,500

348 Woodfield Road Sw, Calgary

3 Beds 4 Baths 1,567 SqFt Residential MLS® # A1120400

REDLINE REAL ESTATE GROUP INC.

82 Hidden Hills Road Nw, Calgary

$429,900

↓ $10,000

82 Hidden Hills Road Nw, Calgary

4 Beds 4 Baths 1,541 SqFt Residential MLS® # A1113155

ROYAL LEPAGE MISSION REAL ESTATE

68 Covecreek Mews Ne, Calgary

$425,000

↓ $10,000

68 Covecreek Mews Ne, Calgary

3 Beds 3 Baths 1,578 SqFt Residential MLS® # A1107655

RE/MAX FIRST

240 Scenic Way Nw, Calgary

$419,900

↓ $10,000

240 Scenic Way Nw, Calgary

3 Beds 3 Baths 1,606 SqFt Residential MLS® # A1125995

RE/MAX REAL ESTATE (MOUNTAIN VIEW)

32 Hawkwood Road Nw, Calgary

$419,900

32 Hawkwood Road Nw, Calgary

4 Beds 3 Baths 1,905 SqFt Residential MLS® # A1120059

QUEST REALTY

18 Citadel Ridge Green Nw, Calgary

$410,000

18 Citadel Ridge Green Nw, Calgary

4 Beds 4 Baths 1,973 SqFt Residential MLS® # A1107221

CIR REALTY

215 Coventry Close Ne, Calgary

$409,900

↓ $10,000

215 Coventry Close Ne, Calgary

5 Beds 3 Baths 1,630 SqFt Residential MLS® # A1112625

RE/MAX REAL ESTATE (CENTRAL)

22 Coverdale Way Ne, Calgary

$399,888

22 Coverdale Way Ne, Calgary

3 Beds 2 Baths 1,656 SqFt Residential MLS® # A1089390

YMK REAL ESTATE & MANAGEMENT INC.

11 Macewan Meadow Link Nw, Calgary

$389,900

11 Macewan Meadow Link Nw, Calgary

5 Beds 2 Baths 1,590 SqFt Residential MLS® # A1129320

REDLINE REAL ESTATE GROUP INC.

244 Harvest Gold Circle Ne, Calgary

$374,900

↓ $10,100

244 Harvest Gold Circle Ne, Calgary

3 Beds 3 Baths 1,548 SqFt Residential MLS® # A1128349

REAL ESTATE PROFESSIONALS INC.

New
132 Woodglen Way Sw, Calgary

$300,000

132 Woodglen Way Sw, Calgary

3 Beds 3 Baths 1,588 SqFt Residential MLS® # A1134338

RE/MAX LANDAN REAL ESTATE