Calgary Real Estate Blogs for buyers. If you're thinking about buying a home in Calgary, this real estate buyer blog list will help you navigate buying your home and provide the best steps and information to help you explore the best experience in the Calgary real estate market. 

Real Estate App

Lets face it, more and more we're on the go and as life gets busy, utilizing mobile phones and technology simply provides balance and flexibility. In the old days, you found homes as they hit latest MLS® publications via the paper, or through your agent, but as technology progressed more and more home buyers and sellers flocked to online resources to find homes and the latest real estate information, it's the same reason you're hear reading this article! While computers and tablets were the go to for most home buyers, more and more consumers are now shopping online for homes via their mobile phones. Whether it's during your trip to the grocery store, or on a casual walk in the neighborhood, having instant access to the latest Calgary homes for sale is…

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The idea of purchasing a home can sometimes be daunting. If you have bad credit, getting started with the process of buying a home can be an even tougher task to accomplish. 

HOW TO BUY A HOUSE WITH BAD CREDITIf you have bad credit, getting started with the process of buying your first home can seem especially difficult. There are ways of buying a home, and getting the loan that you need, even if you have a poor credit score. Bad credit home loans have been established and are available for those that qualify for them. This means that your credit score may not be as big of an obstacle that you think it is for purchasing a home.

This article will go over how to get a mortgage with bad credit, what you need to know about your credit score, what you need to qualify for a home loan, and…

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A Real Property Report which can also be referred to as an RPR for short is a survey of a property. These surveys will reflect various elements and featuresof a property including the structures    Real Property Report Guide (house, garage(s), fences, larger sheds, driveways,) as well as other elements including encroachments, easements, right of ways, etc. 

It is the sellers responsibility to provide an up to date report. 

All improvements on the real property report must be compliant with the city's bylaws and set back requirements, non compliant improvements must have a encroachment agreements or relaxations in place from the city. 

Real Property Reports shouldn't be used to establish a fence line on a property. If you need a boundary line for your fence…

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owning vs renting

The rent vs buy conversation in Calgary is certainly not something "new" on the scene in 2021.  Clients ask on a regular basis if we think it's a good time to buy or if they should keep renting.  In the past 5 years in Calgary, we've seen reasonable vacancy rates and market rents have been affordable. Because of this, finding a great accommodation to rent hasn't been a difficult task in Calgary and lots of newcomers to the city have chosen to rent instead of buy.  But, the question to ask is, "What is the best for your long term financial goals?"

We asked the talented team at Spire Mortgage to give us low down on renting vs buying, they ran us some numbers on a single family home in Calgary.  

Renting a Home in Calgary

To rent a single family…

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best time to buy a house in Calgary

If you’re browsing the housing market and find yourself asking the question “when is the best time of year to buy a house,” the short answer is: it depends! We unpack some external effects including the time of year, mortgage rates, and other factors that will help you determine when is the best time to purchase a home. 

Pro Tip: Have you locked in interest rates? Saavy home buyers should have taken advantage of the low interest rates and would (or should) have locked them in, (typically for up to 120 days). If you haven't click here to jump into our mortgage approval form. We'll get you in front of the top mortgage partners we work with and have them assist you in locking in the best rates in the market, and helping you understand how much home…

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Cell Phone With the launch of 5G in Canada back in September 2020 and the recent announcement of Rogers looking to acquire Shaw Cable, the 'big three' providers of Telus, Rogers, and Bell seem to be gaining more traction and control over the cell phone market, Many consumers are speaking out against the latest proposed Shaw acquisition to the competition bureau of Canada, citing that this is just further strengthening the stranglehold that the big three have over consumers and their limited options. Shaw was seen as an outlier and disruptor in the cellular space, forcing price wars with their freedom mobile data plans.

If the proposed plan goes through, Rogers will be investing over $2.5 billion throughout western Canada to build a bigger 5G network,…

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Storage options for Condominium owners

One of the biggest challenges condominium home owners face is finding enough storage space within their units.  While plenty of condominiums (especially newer builds) offer secured storage locker space, that isn't always a practical solution for everyone, and the challenges for finding balance and minimalizing clutter can often be difficult. 

Fear not! We're here to help! Here's a few solutions and storage hacks that are practical and stylish. 

Under Bed Storage

Purchasing a bed with storage beneath can be incredibly valuable for those with limited closet space in their bedrooms. It's a perfect option for those less used pieces of clothing that take up a lot of space (We're looking at you ugly Christmas sweaters) 

Floating…

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Calgary is amongst one of the most famous cities of Canada, in fact, it is ranked as one of the top cities to live in the entire world. Host to the world famous Stampede, it's one of the biggest events that has transformed and impacted the cities popularity, Calgary was put on the map globally when it hosted the 1988 Winter Olympics.

real estate partners young professionals realtorEconomically the city is in a major push to diversify its economy, however it is still one of the top players in the oil and gas sector. The cities population surpasses the one million mark and is only growing. 

Before you move to Calgary, take a few minutes to get informed about the city! This article reveals various aspects of this wonderful living areas for young professionals. Calgary is a beautiful city and has a…

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Highest Priced Homes in CalgaryThe word "Expensive" by definition is something (costing a lot of money) That term is truly relative for each individual home buyer, someone with a net worth of $20,000,000 may not consider a home priced $3,000,000 as expensive, while a first time home buyer just emerging into the workforce and real estate industry may view homes priced over $750,000 as too expensive. Nonetheless, we've put together a dynamic list of the most expensive (AKA highest priced) homes for sale in Calgary and surrounding areas including Chestermere, Okotoks, Cochrane and Airdrie.

2020 Real Estate Highest Selling Listing Statistics. 

Calgarys highest priced home sale in 2020 was a property for over $4,000,000

Airdries highest priced sale for a detached home in 2020…

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Calgary Mortgage Broker Questions

When you’re asking your friends, family and colleagues about their recent home purchase and their mortgage experience, often the conversation starts  and ends with “what’s your mortgage rate?’ 

Here is the truth, when you’re shopping for a mortgage, the rate is a super important piece of the conversation, but it shouldn’t be the only piece of the conversation. We sat down the Renee Huse at Spire Mortgage one of our key impact partners and got the low down on the important questions you should ask your mortgage broker if you’re planning to get a mortgage.

7 things to ask your Mortgage Broker if you’re getting a mortgage in Calgary

1.    What is the down payment requirement for this mortgage rate? 

Reminder, mortgage rates…

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