REP YYC Newsletter October 2025

 Welcome to your October real estate update!

Market insights, your home winterizing tasks, lifestyle picks, and local happenings — all tailored for Calgary homeowners.

The air is getting crisp, the leaves are putting on a show, and Calgary’s real estate market? Still buzzing with opportunity. While others are distracted by pumpkin patches and cheering on the Toronto Blue Jays, savvy buyers and sellers are making their moves before winter hits.

This month, we are breaking down what’s really happening in Calgary’s housing scene—and how to use this quieter stretch to your advantage. From prepping your home for a standout fall listing to locking in smart mortgage renewals and winter-proofing like a pro, this issue is all about finishing the year strong.

Here’s what’s inside:

October Market Insights – The inside scoop on Calgary’s latest numbers, trends, and what they mean for your next move.

Last Call Before Winter Listings – Why this season is secretly one of the best times to sell.

Radon Gas, Carbon Monoxide & More –Educate yourself to stay safe. October is Fire Prevention Week, check your smoke detector batteries.

Winter-Proofing Guide – Easy steps to protect your home and save money before the freeze sets in.

Mortgage Renewal Tips – Don’t just renew—renegotiate like a pro and keep more cash in your pocket.

What’s On in Calgary – Your lineup of fall events, from cozy harvest fairs to full-on Halloween thrills.

If you are thinking about selling, buying, or simply staying ahead of the curve—this month’s update will keep you informed and ready for what’s next.

Let’s Go!

The Best $5 Coffee in Calgary—

And the Million-Dollar Homes Just Around the Corner

Luxury starts with living well, not just buying big. And let’s be honest—no one’s scrolling through the most recent market stats over their morning latte. But hand them a perfect cortado and a peek at Calgary’s most beautiful homes? Now you’ve got their attention.

This month, we’re highlighting the neighbourhoods where local roasters meet luxury listings. Because whether you’re spending five dollars on coffee or seven figures on a home, good taste is always worth it.

Analog Coffee – 17th Ave SW

Go For: A velvety flat white and that big-window people-watching spot
Stay For: A stroll down Calgary’s most iconic street, lined with boutiques and brunch spots
Just Around the Corner: Mount Royal, Bankview, and Cliff Bungalow — heritage mansions, leafy lanes, and modern infills with skyline views. It’s $5 coffee meets million-dollar living.

Monogram Coffee – Altadore

Go For: The oat-milk cortado or a honey lavender latte
Stay For: A dog-friendly patio and easy weekend energy
Just Around the Corner: Altadore and Garrison Woods — sleek infills, rooftop patios, and family-focused luxury starting around $1 M.

Sought x Found Coffee Roasters – Crescent Heights

Go For: Their hand-poured single origin espresso or tasting flight
Stay For: The calm vibe and those killer downtown views from Crescent Road
Just Around the Corner: Crescent Heights, Rosedale, and Mount Pleasant — character homes, mature trees, and quiet prestige that locals never brag about (because they don’t need to).

Cafe Gravity Espresso Bar – Inglewood

Go For: A flat white or a glass of red — because why choose?
Stay For: Browsing 9th Ave shops and riverside strolls
Just Around the Corner: Inglewood and Ramsay — Calgary’s creative core, where $700K charm meets $1.5 M architectural showpieces.

Alforno Bakery & Café – Eau Claire

Go For: A vanilla-bean latte and the city’s best croissant
Stay For: The riverwalk, joggers, and skyline reflections on the Bow
Just Around the Corner: Eau Claire and the Downtown Core — luxury condos, glass penthouses, and lock-and-leave lifestyles that redefine “downtown living.”

Final Sip:

Calgary’s luxury real estate market isn’t just defined by square footage—it’s defined by how you live. If your morning starts with great coffee, great company, and a short stroll to something special… that’s real luxury. In these neighbourhoods, you don’t have to choose between lifestyle and legacy.

Ready to sip your way through Calgary’s top-tier neighbourhoods? Let’s talk.
Want a $5 coffee and a million dollar tour? Let's connect.
 

Stay informed with our Calgary Real Estate Statistics to gain insights into the local market trends. Our comprehensive data highlights key metrics such as average home prices, days on market, and sales volumes, providing you with a clear picture of the current landscape. If you are considering buying or selling, understanding these statistics can empower you to make informed decisions. If you have a home to sell, we offer complimentary evaluations to help you assess its market value. For any questions or additional assistance, connect with us, we are always available to guide you through every step of your real estate journey!

 October: Last Call Before Winter Hits the Market

October might not be the obvious time to sell—and that’s exactly why it works.

Sellers who act now are meeting focused buyers ready to move before winter sets in and the holidays take center stage. Calgary’s market isn’t as red-hot as it was—but that doesn’t mean it’s cold. When your home is priced right and shows well, it stands out. Pair that with the cool air, fresh autumn curb appeal, and cozy seasonal vibes? You’ve got the perfect setup to list without the usual chaos.

Thinking of selling? This is your last real window before winter slows things down. Let’s chat!

[Click here] to see how our team preps, prices, and positions your home for a fall win.

Live in the Middle of It All: City Centre Calgary

Forget the suburbs—this is where Calgary really happens. City Centre isn’t just a location, it’s a lifestyle. You’re steps from cafes, culture, river paths, and some of the city's most iconic communities.

But living here isn’t just about buzz. It’s about real long-term value—walkability, strong resale potential, and neighbourhoods that only get better with time.

We’ve broken down the top communities, condo options, lifestyle perks, and smart investment plays inside Calgary’s urban core—plus tips on what to expect when you live here.

Click the image above or [here] to explore the full guide and find out if Calgary’s City Centre is your next move.

Radon: The Unseen Health Risk in Calgary Homes

 You’ll never see it, smell it, or taste it—but radon gas could be the most dangerous thing inside your home. Hidden in basements across Calgary, this radioactive gas is the leading cause of lung cancer in non-smokers and claims thousands of Canadian lives each year. And while most homeowners know to monitor for carbon monoxide, few realize that radon poses a far greater long-term risk if left unchecked.

And the problem is getting worse. Nearly 1 in 5 Canadian homes now test above Health Canada’s recommended radon limit—a sharp rise driven by modern energy-efficient construction that traps gases inside. Calgary, with its geology and long heating seasons, is one of the country’s hotspots.

But here’s the good news: radon is one risk you can control. Testing is simple, fixes are proven, and the payoff is peace of mind. In this guide, we will cover what you need to know—where radon comes from, how it gets into your home, how to test properly, and what to do if your results come back too high.

Click the image above or [here] to dive into the full guide and learn how to protect your family from this invisible threat.

First-Time Buyers: How to Save Big on New Homes in 2025

Canada’s housing market is shifting. Sales have cooled in big markets like Ontario and BC, inventory is climbing, and those wild bidding wars are mostly behind us. For buyers in Calgary, that creates a rare moment of opportunity—especially if you’re stepping into the market for the very first time.

The biggest game-changer? Ottawa’s proposed First-Time Home Buyer GST Rebate. If passed, it could knock up to $50,000 off the price of a new home—stack that with Alberta’s affordability advantage and other federal programs, and we’re talking about a nice chunk of potential savings. This money could cover upgrades, furniture, or give you a serious boost on your mortgage.

But here’s the thing: the rebate isn’t law yet, and navigating the different programs (RRSP HBP, FHSA, TFSA, tax credits) takes strategy. This blog breaks down exactly how the rebate works, how to combine it with other incentives, and where to look for new construction opportunities in Calgary’s hottest communities.

Click the image above or [here] to read the full blog.

Winter-Proof Your Home Before the Deep Freeze Hits

The snow’s coming—maybe not tomorrow, or maybe tomorrow, who knows, (we do live in Calgary afterall), but if not, soon. And in Calgary, winter doesn’t mess around. If you have lived here, you know that we can go from sunny and mild to freezing and snowy in under 24 hours. It’s not unusual to see a 20-degree swing in a single day, especially in late fall.

Now’s the time to prep your home so you’re not dealing with frozen pipes, drafty rooms, or last-minute furnace breakdowns when it’s –25°C outside. From heating systems and insulation to roof checks and emergency kits, a little prep now can save you big headaches (and bills) later.

We’ve put together a detailed checklist to help you tackle winterization the smart way—what to DIY, what to call a pro for, and how to make sure your home stays safe, warm, and efficient all season long.

While you are at it, check your smoke detector batteries. Fire Prevention Week is in October, make sure you know how to keep yourself, and others, safe.

Click the image above or [here] to read the full guide and make sure your home is ready to take on a true Calgary winter—without surprises.

Your Mortgage Renewal: Don’t Let It Slip Through the Cracks!

As October rolls in, the leaves aren’t the only thing that should be changing, your mortgage renewal might be up for review! While many homeowners simply accept their lender's new terms without a second thought, now is the perfect time to take a proactive approach and secure a better deal before the year ends.

Think of your mortgage renewal as an October treat, not a trick. It’s the perfect opportunity to lock in a competitive rate, reassess your financial goals, and maybe even negotiate better terms with your lender.

What Exactly Is a Mortgage Renewal?

When your mortgage term ends, it’s time to renew your mortgage. Your lender will typically send you an offer for a new term, but don’t assume it’s the best deal for you. This is your chance to explore your options and ensure you’re getting the best rate for your situation.

Benefits of Shopping Around:

• Lower Interest Rates: With market changes, you might secure a better rate, saving you money.
• More Flexible Terms: Need to adjust repayment schedules or shorten your term? Fall is a great time.
• Access Equity: Planning home renovations? You could access equity for your projects.

With interest rates potentially shifting, waiting until the last minute could cost you. Starting the renewal process now gives you ample time to compare offers, find the best deal, and ensure you're locked in before winter sets in.

What You’ll Need for a Renewal:

It’s a simple process, but having a few documents ready can help:

• Proof of income (pay stubs, tax returns)
• Current mortgage statement
• Updated list of debts or assets (if any)

A little prep now can make your renewal process smoother and help you avoid any surprises later.

Ready to renew? Reach out to our partners at Spire to explore your options and make sure your renewal is a treat, not a trick!

Thinking About Buying? Let’s Talk!

If homeownership is on your radar, don’t wait until the perfect listing pops up, reach out to our partners at Spire first to get pre-approved! We’ll guide you through the process, break down the numbers, and help you lock in your golden ticket to homeownership. 

Watch the video below to learn more details! For more info on Mortgage Pre-Approvals contact Renee by phone/text at 403-804-4645 or email her at renee@spiremortgage.ca.

Heritage Park Fall Ghost Tours (Until Oct 16)
Explore the spooky side of history with guided nighttime tours filled with haunted tales and ghostly sightings. Hear chilling stories passed down through generations as the past comes alive after dark.

Pumpkins After Dark Calgary (Oct 2 – 31)
This fall in Calgary, explore a glowing trail of carved pumpkins, live demos, and Halloween scenes for all ages. Enjoy treats, photo ops, and family-friendly fun around every corner.

Halloweekends at Calaway Park (Oct 11 – 12)
Join the Boo Crew for not-so-scary fall fun and costumes at Calaway Park, open weekends and Thanksgiving Monday, 11am–5pm.

Granary Road Harvest Fair & Pumpkin Hunt (Oct 11 – 12 )
Enjoy fall fun with a Pumpkin Hunt that includes admission, a tractor ride, and a take-home pumpkin. With seasonal treats, contests, and family activities, tickets go fast—book early!

Community Nature Walks (Oct 21)
Discover the wild side of your city with a guided walk through Calgary’s local parks, where you’ll learn about native plants and wildlife. Open to all ages, with events at Shouldice Park on Oct 7 and Glenbrook Park on Oct 21.

Fall Harvest Dinner at the Zoo (Oct 12)
Celebrate fall with a cozy day at the Calgary Zoo, exploring animals and enjoying a four-course turkey dinner. Skip the kitchen and make warm memories with family and friends instead.

ScreamFest (Oct 10 – Nov 1)
Get your scare on at Calgary’s biggest Halloween event, packed with haunted houses, creepy games, and terrifying entertainment. It’s the ultimate fright night for thrill-seekers.

 Discover Collingwood

Collingwood sits in Calgary’s northwest with a low-key vibe and plenty to offer. It’s a mature neighbourhood famed for its spacious, tree-lined streets and mostly single-family homes, plus some townhouses and duplexes near Confederation Park. That park is a local favourite, with trails, green space, and Confederation Park golf course. There is still a bit of time to enjoy the pump track too!

Families value school options like in-neighbourhood Collingwood School and nearby St. Francis High in adjacent Northmount, both close to home. Shopping’s easy at North Hill Centre, Brentwood Village, and even closer Northland Village Mall, while downtown’s just minutes away by car or C-Train from Brentwood Station.

With its quiet atmosphere, strong community feel via Triwood events, and unbeatable location, Collingwood balances city access with residential calm—though minor traffic near boundaries may buzz some spots. Discover why Collingwood continues to be one of Calgary’s most underrated gems!